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Our Customer Protection

HilltopSecurities Inc. Our Customer Protection

Safeguarding Your Assets

Hilltop Securities Inc. is committed to safeguarding your assets. In addition to the firm’s capital strength, we offer account protection through: Securities Investor Protection Corporation (SIPC), underwriting syndicates at Lloyd's of London and Federal Deposit Insurance Corporation (FDIC).

Securities Investor Protection Corporation (SIPC)

Hilltop Securities Inc. is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at

Excess SIPC

In addition, Hilltop Securities Inc. has purchased additional security protection to cover the net equity of customer’s accounts up to an aggregate of $200 million from underwriting syndicates at Lloyd's of London.

SIPC and Excess SIPC covers accounts of the member firm in the event of a member’s bankruptcy or insolvency. Coverage does not apply to losses due to market fluctuation or to any decline in the market value of your securities.

Federal Deposit Insurance Corporation (FDIC)

The FDIC insures bank deposit accounts such as checking, interest-bearing checking and savings accounts, money market deposit accounts, and certificates of deposit (CDs) if an insured bank or savings association fails. Your bank deposits are generally insured up to $250,000 per depositor, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. The FDIC does not insure the money you invest in stocks, bonds, mutual funds, life insurance policies, annuities, or municipal securities, even if you purchased those products from an insured bank. Additional information regarding FDIC coverage is available at

Revised 01/25/2016

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