Tom Kozlik - HilltopSecurities

Tom Kozlik

Head of Municipal Research and Analytics

Areas of Focus

Municipal bond market related themes
Municipal sectors such as state and local government, schools, airports, health care, higher education, housing, public power, tobacco, toll facilities, water and sewer
Municipal credit quality (investment grade)
Municipal bond strategy
Public finance market related themes
Federal, state, and local debt policy
Infrastructure
Select federal and state tax policy (SALT)
Public policy, politics, and elections as they relate to financial implications for federal, state and local government
Ratings, crime, public pensions, cybersecurity, climate change generally and as they relate to the federal, state, and local government
School funding
Federal, state, and local government job trends

About Tom Kozlik

Tom Kozlik joined HilltopSecurities in 2019 as Head of Municipal Strategy and Credit. With decades of experience in the fixed income industry, Kozlik is a nationally recognized strategist who brings unique insights to his commentary and analysis of municipal market trends, opportunities, and challenges. Smith’s Research and Gradings has included him in both the generalist and sellside director of research categories of its Municipal All-Star Team. He also has been voted to Institutional Investor’s All-America Fixed Income Research Team and Greenwich Associates named him one of the Most Helpful Analysts in Municipal Bonds. In addition, Kozlik has taught graduate-level public finance courses at the University of Pennsylvania’s Fels Institute of Government, where he earned a master’s degree in Government Administration.